Vedanta Verse 279

Prarabham pushayati vapu iti,
The body will be looked after by prarabdham, (actions of the past births) but one has to make effort for survival so that the study of Vedanta can be undertaken. One must love to live, and live to practice vichara. Only in human life can one try to get atma-jnana. Abandoning the will to live is not vairagyam,/dispassion for human embodiment is an absolute requirement for knowing the truth.

Prosperity etc are means for survival but they can never be the purpose for our living. Not a single material detail serves this purpose for living, the purpose is seeking fullness, peace and freedom. In other words self discovery is very purpose behind all our endeavors.

Bhoga or enjoyment is not the purpose of our living, mere survival is not bhoga like eating food for survival etc is not bhoga.
How do we define bhoga? Bhoga is enjoyment of the redundant excess which is useless as means for survival, and which also does not serve the real purpose of life, i.e. is atma vichara. Bhoga in other words is all the excess which we ‘think’ we can utilize for “future”. Bhoga is a distraction from self knowledge, leading to self forgetfulness. The thought that obsesses us is more I accumulate, more I will be happy in some future is groping in darkness.

Effort is mandatory for both survival and for liberation. Achievements are got through karma, and liberation is got by vichara and knowledge. We cannot bypass karma/action for achievements not vichara for liberation.

What this verse says is that do what is required of you and leave the rest to your prarabdha. Prarabdha fructifies only after effort. Thus doing whatever is required for survival and leaving the rest to the prarabdha make a decision to know the nature of things, make a determined resolve to find out the facts- what is what- also find the truth that your life not only depends upon the present effort but also of the past actions. After understanding this truth enter the vichara path and be steadfast without wavering. In performing action one can waver, should I do this or not, how should I do this, when should I do that and so on, but knowledge pertaining to the Reality once clinched there is no question of wavering. Be brave, find out the true nature of the self and remain non-wavering.